International bank transfers are also ridiculous from Canada... I also wonder why you open a bank account here at all, since you are only allowed to withdraw a small amount at one time; your monthly transactions are restricted to a ridiculous number, cashing in a check is a major deal that can last an entire afternoon (not that they have opened their offices usually at that time though), and Canada has not yet heard of the benefits of IBAN. Oh, and online banking costs extra.