I am going to blow up every fucking bank in North America. - Page 2

dorian gray · September 15th, 2006, 08:12 PM

It's damn near impossible to buy a house with cash and quite difficult to buy a car with cash if you want something that runs and is safe. That said, I, too, think it's a good idea to use cash for everything else.

Demonspell · September 15th, 2006, 08:15 PM

I did get suckered into signing for a credit card as a freshman, but so far I've had no problems...I agree about them preying on people too dumb to manage their money and sending an assload of junk mail, nobody really needs that shit.

cthulufhtagn · September 15th, 2006, 08:17 PM

i have a friend who paid for a car with a backpack full of cash

this is the same friend that never graduated high school

dorian gray · September 15th, 2006, 08:17 PM

I get three or four PER DAY. I recycle but it's still a hassle to walk it to my recycling can.

dorian gray · September 15th, 2006, 08:19 PM

Quote:

Originally Posted by cthulufhtagn

i have a friend who paid for a car with a backpack full of cash

this is the same friend that never graduated high school

haha awesome story
The only car we've never paid cash for is the current Subaru and we actually "own" it because I used a home equity loan.

Dodens Grav · September 15th, 2006, 08:22 PM

recycling is bullshit

dorian gray · September 15th, 2006, 08:27 PM

what the heck?

Hell Mike · September 16th, 2006, 04:20 AM

Quote:

Originally Posted by spaffe

Hear hear, I always thought it kind of stupid to buy stuff for money you don't really have

agreed

Doomcifer · September 16th, 2006, 03:21 PM

Im gonna try to hire a lwayer who specializes in consumer debt and FDCPA stuff and see if I can settle. The lawyer fee alone will be worth it, since I would probably get nowhere on my own if trying to negotiate. All for a dumb letterhead.

J. · September 16th, 2006, 03:28 PM

im one of the few who actually open those credit card letters. hey, id rather open a new CC with no interest than pay 10%-20% interest. interest is stupid.

i always move my debt over to no interest cards, or at least cards with no interest on debt transfers. then i simply never use the card. this has save me thousands. and the debt is quickly going away. best case, get a card with a high limit, no interest, put everything you owe on it, and pay it off quickly

EDIT: and like dorian said, it's difficult to buy a house or car or furniture, appliances, luxuries, etc on a cash-only basis, unless mommy and daddy are helping.

credit cards arent inherently bad. it's using them unwisely that leads to people to think "it's all the credit card's fault!", simply because they cant manage finances.

Conspicuously Absent · September 16th, 2006, 03:32 PM

I don't spend money on the creditcard if I don't have the money in my bank account.

Credit Card = fee free debit card/internet shopping tool

September 15th, 2006, 08:15 PM	#27 (permalink)
Demonspell cheating the polygraph Join Date: Apr 2001 Location: dead between the walls Posts: 15,515	I did get suckered into signing for a credit card as a freshman, but so far I've had no problems...I agree about them preying on people too dumb to manage their money and sending an assload of junk mail, nobody really needs that shit. __________________ "There is a concern that the Internet could be used to commit crimes and that advanced encryption could disguise such activity. However, we do not provide the government with phone jacks outside our homes for unlimited wiretaps. Why, then, should we grant government the Orwellian capability to listen at will and in real time to our communications across the Web?"" -- JOHN ASHCROFT, as a U.S. senator, from his Aug. 12, 1997 op-ed piece in the Washington Times, "Welcoming Big Brother."

September 15th, 2006, 08:22 PM	#31 (permalink)
Dodens Grav only omni Join Date: Feb 2003 Location: New Jersey Posts: 21,242	recycling is bullshit __________________ http://www.last.fm/user/DodensGrav A chill rises from the soil And contaminates the air Suddenly... Life has new meaning

September 16th, 2006, 03:21 PM	#34 (permalink)
Doomcifer I Flip More Than a Burger Join Date: Nov 2002 Location: FUBAR, Rhode Island Posts: 20,348	Im gonna try to hire a lwayer who specializes in consumer debt and FDCPA stuff and see if I can settle. The lawyer fee alone will be worth it, since I would probably get nowhere on my own if trying to negotiate. All for a dumb letterhead. __________________ My heart burns like fire but my eyes are as cold as dead ashes. Top 3 Albums Currently Making My Dick Hard: Gentle Giant - Discography Beardfish - Sleeping In Traffic Part 1 Beardfish - Sleeping In Traffic Part 2

September 16th, 2006, 03:28 PM	#35 (permalink)
J. Anti-Funderground Join Date: May 2002 Location: The Woodlands Posts: 21,342	im one of the few who actually open those credit card letters. hey, id rather open a new CC with no interest than pay 10%-20% interest. interest is stupid. i always move my debt over to no interest cards, or at least cards with no interest on debt transfers. then i simply never use the card. this has save me thousands. and the debt is quickly going away. best case, get a card with a high limit, no interest, put everything you owe on it, and pay it off quickly EDIT: and like dorian said, it's difficult to buy a house or car or furniture, appliances, luxuries, etc on a cash-only basis, unless mommy and daddy are helping. credit cards arent inherently bad. it's using them unwisely that leads to people to think "it's all the credit card's fault!", simply because they cant manage finances. __________________ Last edited by J. : September 16th, 2006 at 03:31 PM.

September 16th, 2006, 03:32 PM	#36 (permalink)
Conspicuously Absent Linguistically Confused Join Date: Mar 2005 Location: Berlin Posts: 8,267	I don't spend money on the creditcard if I don't have the money in my bank account. Credit Card = fee free debit card/internet shopping tool __________________