Disclaimer: I apologize in advance if this post isn't interesting or funny. I could have posted it in a different forum but I find I only read this board anymore, and though the quality of threads has been at a low point lately, I'd rather try and contribute something worthwhile than complain. If this sort of thing isn't your bag, skip it. To what extent do you feel it is worthwhile to plan for the future, seeing as how the future is at once an absolute certainty (the future is going to come, with or without you) and highly unpredictable (what shape that future will take is uncertain). Do you live life as if there will be no tomorrow, plan your future carefully, or seek a balance between the two. How do you apply this philosophy in your financial and life planning?