Dude I saved for a WHILE to buy my Mark V. Then essentially traded it. Takes a while. I don't make a lot of money, but all my extra income goes to tattoos and recording/ music gear. I did buy a guitar from sweetwater with their credit card. Only because it was 18 months zero interest though. If you can get that kind of deal and make sure you pay it off in time, it can be nice. I know there's a few guys using a power amp with the Kemper. Check a couple of the threads. I know one dude seemed to like to get profiles of just the preamp section when he was using a amp/cab.