Now you got me thinking I should put everything into itunes. I just got a new car and it will play right off of a flash drive so I should do it anyway.
I would hope insurance would pay a good chunk for new CD's. At least you wouldn't replace the ones that suck.
I actually am more worried about what happens to them when I die. No one I know would want them and they would probably get pennies on the dollar at the used shops around here. Seems like a waste but I guess I wouldn't care during my dirt nap.